Cookie Policy

What are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site. At moneybudget.org, we use cookies to improve your browsing experience, understand how our users interact with our content on Credits, Investment Insights, Personal Finance, Financial Markets, and Digital Banking, and to offer more relevant services.

How We Use Cookies

We utilize cookies for various purposes to ensure our platform functions optimally and provides the best possible service for your financial learning journey. These purposes include remembering your preferences, analyzing site traffic, and tailoring content.

Essential Cookies

These cookies are fundamental for the moneybudget.org website to perform its basic functions. They are necessary for you to navigate the site and use its features, such as accessing secure areas or remembering items in a shopping cart (if applicable). Without these cookies, the website may not function correctly. For instance, these cookies help maintain your session as you explore our articles on Investment Insights or compare Credits.

Functionality Cookies

Functionality cookies allow our website to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personalized features. For example, these cookies can be used to remember changes you have made to text size, fonts, and other customizable parts of web pages. They can also be used to provide services you have asked for, such as watching a video or commenting on our Personal Finance discussions.

Performance Cookies

These cookies collect information about how visitors use moneybudget.org, for instance, which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works. This helps us refine our content on Financial Markets and Digital Banking.

Marketing and Targeting Cookies

These cookies are used to deliver advertisements more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of advertising campaigns. They are usually placed by advertising networks with the website’s permission. They remember that you have visited a website and this information is shared with other organizations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organization. These cookies help us understand which of our articles, like those on Credits, resonate most with our audience.

How to Manage and Disable Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by modifying the settings in your web browser. Most browsers allow you to refuse some or all cookies, or to alert you when a website tries to place a cookie on your device. Please note that if you choose to disable cookies, some parts of moneybudget.org may not function properly or may not be accessible. For more information on how to manage your cookie preferences, please refer to your browser’s help documentation. You can also visit digitaladvertisingalliance.org for more granular control over online advertising cookies.

Updates to Our Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically for the latest information on our cookie practices. Your continued use of moneybudget.org after any changes to this policy will constitute your acceptance of such changes. This ensures you are always informed about our data handling related to Credits, Investment Insights, Personal Finance, Financial Markets, and Digital Banking.